Group Ledgers
Create shared expense groups for roommates, trips, and teams with transparent balance tracking.
- Multi-member groups
- Activity history
- Role-aware access
SplitMate Pay.
Shared Expenses, Settled Simply
SplitMate Pay is an INDR web platform for shared expense tracking. Create groups for roommates, trips, or teams, log who paid what, and let SplitMate calculate balances and settlement suggestions. SplitMate is a ledger—not a bank—so you settle with Venmo, cash, or however you already pay while SplitMate keeps the math honest.
Web
Group Expense Ledger
Record shared costs with clear splits and running balances.
Add expenses to groups, assign payers and participants, and see who owes whom at a glance. SplitMate keeps a transparent audit trail without moving money.
Fair Split Methods
Split equally, by percentage, by shares, or itemized.
Roommates, dinner tabs, and project costs rarely split the same way. Choose the split style that matches the expense and let balances update automatically.
Settlement Suggestions
Minimize back-and-forth with optimized payback paths.
When balances build up, SplitMate suggests the fewest transfers needed to settle the group—then you pay outside the app however you prefer.
Multi-Currency Support
Track trips and international groups with currency awareness.
Log expenses in local currencies while keeping group totals understandable for everyone involved.
Profiles & Activity
Public profiles and activity views for trusted groups.
Privacy-First Design
Encrypted data with clear export and account controls.
A Closer Look
See SplitMate Pay in Action
Publishing Profile
SplitMate Pay Web Details
Live Web Platform
SplitMate Pay is available now. Group expense tracking, splits, and settlement suggestions are fully functional.
Website product
Built as a shared expense ledger.
SplitMate Pay is presented as a group expense platform: ledgers, splits, balances, and settlement suggestions. It records who owes what—you settle up with Venmo, cash, or your preferred method.
Flexible Splits
Split equally, by percentage, shares, or itemized amounts so every expense reflects real life.
- Equal splits
- Custom shares
- Multi-currency entries
Settlement Flow
Review optimized settlement suggestions, then pay outside the app with your preferred method.
- Balance summaries
- Suggested transfers
- Manual settle-up records
Trust & Privacy
Encrypted data, published legal docs, and profiles that keep payment credentials off-platform.
- Encrypted storage
- Public profile controls
- WCAG-focused UX
Usage Workflow
- Create Group
Invite roommates, trip friends, or teammates into a shared ledger.
- Log Expenses
Record who paid, how to split, and let balances update automatically.
- Settle Up
Review who owes whom and mark payments complete outside the app.
Launch Status
- Product Type
- Shared expense ledger and group balances
- Launch Status
- Live
- Groups & Expenses
- Available
- Payments
- External settlement only (not a bank)
- Data Privacy
- Encrypted in transit and at rest
- Pricing
- Free tier + SplitMate Pay Pro
Website URLs
Accessibility
Privacy
- Expense ledger data is encrypted in transit and at rest.
- SplitMate Pay does not connect to your bank or hold funds.
- You control profile visibility and shared group membership.
- Privacy, terms, and accessibility docs are published on splitmatepay.com.
FAQ
SplitMate Pay Questions
Does SplitMate Pay move money between people?
No. SplitMate is a ledger that tracks who owes what. You settle up with Venmo, cash, Zelle, or any method you already use—SplitMate keeps the records and balance math.
Who is SplitMate Pay for?
Roommates splitting rent and utilities, friend groups on trips, teams sharing project costs, and anyone who needs clear shared expense records without a complicated spreadsheet.
Is there a free tier?
Yes. SplitMate Pay offers a free tier for core group tracking. Pro adds advanced features with a trial period—see splitmatepay.com/pricing for current plans.
Legal
SplitMate Pay Policies
Read the key points below, or tap a section to jump directly. Full policies are linked at the end of each block.
Privacy Policy
SplitMate Pay is an INDR product. This summary describes privacy practices for our shared expense platform.
- Expense ledger data is encrypted in transit and at rest.
- SplitMate Pay does not connect to your bank or hold funds.
- You control profile visibility and shared group membership.
- Privacy, terms, and accessibility docs are published on splitmatepay.com.
Terms of Use
These terms govern the use of the SplitMate Pay website and application.
- SplitMate Pay is an expense ledger, not a payment processor or bank.
- Users are responsible for the accuracy of entries in shared groups.
- Pro subscriptions include trial and renewal terms described on splitmatepay.com.
Support
Email support for account, billing, or accessibility questions.
- Full legal docs: splitmatepay.com/privacy and splitmatepay.com/terms.
- General INDR inquiries: support@indr.app.
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